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RAYAT SAVING ACCOUNT

1)ELIGIBILITY
  • ➤ Resident Individuals (sole or joint account)
  • ➤ Wide availability of locker locations and sizes.Minors above the age of 10 years are eligible to open self operated minor account and an ATM/Debit card can be issued to the Minor.
2)FEATURES & BENEFITS
  • ➤ Free cash withdrawals over the counter: 30 withdrawals per half year.
  • ➤ m-banking facility.
  • ➤ Debit Card issued with ATM withdrawal limit of Rs 20,000/day
  • ➤ Free 20 cheque leaves per year.
  • ➤ Nomination facility available.
  • ➤ Minimum AMB Rs. 1000/day
  • ➤Charges for non-maintenance of the minimum Average Monthly Balance
3)DOCUMENTATION
  • ➤ Application Form duly filled in.
  • ➤ Photograph of depositor/s (2 copies)
  • ➤Officially Valid Documents as per KYC Norms
  • ➤ PAN Card or Form 60 or 61
  • ➤ Any other related document applicable to Minors, etc.
4)RATE OF INTEREST
  • ➤ 3%.